LENDperfect Retail

  •   India's preferred consumer lending solution
  •   Used by over 50k branches across India
  •   Designed for lending experts across the world
  •   India's preferred consumer lending solution
  •   Designed for lending experts across the world
  •   Used by over 50k branches across India

An end-to-end Loan Origination System trusted by 30+ banks, NBFCs & other lending institutions.

Used across 1,00,000+ branches with over 2,00,000 users.

Expand Retail loan footprint by targeting micro and macro consumer markets.

Create loan schemes within Retail business lines and gain a competitive edge across multiple channels.


  • System-driven amoritization for optimal ROI
  • Optimal repayment period computation
  • Custom scoring on credit & risk parameters
  • System-generated credit appraisal memorandum (CAM) sheet
  • Regulatory compliance-driven service period
  • Serial & parallel evaluation
  • Quick registry features
  • Reverse mortgage processing
  • Group & individual inboxes with 'calls to action'
  • Credit Bureau checks
  • Rule-based engine
  • Role-based priviledges
  • Automated underwriting

Features and Benefits of LENDperfect Retail

Admin Configuration
  • Manage day-to-day operational needs with Setup Master
  • Configure new schemes
  • Set up new business rules
  • Design process flows based on region and branch
  • Align business goals with region-specific preferences
Risk Management
  • Accurately evaluate risk based on factors such as credit history, liquidity & collateral value
  • Assist lenders to make faster decisions
  • Real-time computations based on pre-defined rules
  • Customizable workflow enhancing processing standards
  • Meticulous management of all documentation
  • Define and monitor business rules for each document
  • Visibility on process efficiencies, group inboxes and errors
  • Early-warning notifications on process stagnation
  • Creation of multiple deviation rules based on specific needs
  • Ensure process integrity and authenticity by preventing potential NPAs
Reports & Analytics
  • Generate 200+ reports based on performance of your overall process
  • Create reports specific to Branch, Group, Designation & Corporate
  • Improve the efficiency of your process through group inboxes
  • Send notifications on process stagnation

LENDperfect Retail is a market-leading solution that understands the needs of multiple lending institutions.

Our in-house domain experts with decades of experience across the following industries help us create solutions tailor made for your institution

How can we help you?

For further assistance, please call +91 44 4650 1313

Customer Support

Clients and Client Admin Teams, contact your Account Manager
send us an email at:

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